Read to Succeed Summer Reading Program
Watch your mail for details about our “Read to Succeed” Summer Reading Program.
You could receive a $5 or $10 gift card to Barnes & Noble® Book Store!
Open to school-age LVECU members (ages 5-17).
National Credit Union Youth Week
This year’s National Credit Union Youth Week was celebrated in April with the theme “Savings Sleuth – ‘Stache Your Cash at the Credit Union”. We had more than 250 youth members who deposited a total of over $44,000. Kirby members received double Kirby Credits and all were able to complete activity pages to receive a free gift. Giveaways at each office included Stick-on Mustaches and Mustache Lollipops.
We also gave away 3 ‘Grand Prizes’. Congratulations to: Brooklyn Henne who won a Gift Pack including a Blues Clues DVD Set, I Spy Game, Clue, Jr. Game and a Magnifying Glass; Dylan Weber who won a Gift Pack including a Clue Board Game, Spy Gear and a Fingerprint Kit, and Jena Fowler who won a Gift Pack which included over $40 in Gift Cards!
Keep Credit Intact: Dispute Credit Report Errors
by Center for Personal Finance editors
An error on your credit report can cost you more than just the time it’ll take to correct it. That error also could result in a lower credit score, which could mean you’ll pay higher interest rates on loans or be denied outright. Getting slapped with an undeserved high-interest rate happens to about 5% of consumers who have credit report errors, according to New York Times.com.
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Shred Day
Our Annual Shred Day was held on Saturday, June 1st from 9:30 a.m. – 12:00 p.m. We collected 5.25 tons of paper to recycle for our members. Start your pile of unwanted paperwork now and check the newsletter in early 2014 for the next Annual Shred Day!
Enterprise Sells Cars
Our annual Enterprise Car Sale was held at the main office on May 31st and June 1st. Members who took a test drive received a $20 gas card, and members who purchased during the 2 day event got to play “pinko” to win a prize! If you’re in the market for a quality pre-owned car or truck, talk to a MSR and experience the easy one-stop shopping that only Enterprise and LVECU can provide!
Don’t Tax my Credit Union!
Credit unions promote the economic well being of their members, especially those of modest means, through a system that is member-owned, volunteer-directed and not-for-profit.
The credit union mission has always been to ensure secure financial choices at lower costs for their members. That’s why credit unions offer financial products that provide better returns on savings, reduced rates on loans and lower or no fees on services.
Unfortunately, the big banks and some in Congress want to raise taxes and impose new fees on 96 million credit union members who represent 40% of all Americans, yet represent only 6% of the assets in financial institutions. And, they want to do this despite the fact that credit unions are not-for-profit and meeting their core mission every day.
That’s wrong! It will imperil the credit union movement that so many have come to depend on for real financial choice.
Don’t let Congress raise taxes on 96 million credit union members. Don’t let Congress eliminate real financial choice. Don’t let Congress destroy our credit unions.
To see how you can help, click here.
Who Goes First? For Couples, Retirement Is All About Timing
by Jennifer Garrett
Most of us assume we’ll retire at some point. The important question is when, and the answer can be different for everyone—even spouses.
Sure, some couples plan to retire together, but other times it makes more sense to stagger retirement dates. Having one spouse work longer often can help maximize retirement income or preserve health insurance. Other times retirement has less to do with finances and more to do with personal satisfaction. One spouse may be tired of the daily grind while the other still has career goals to accomplish.
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