Financial Literacy Help for Educators!
If you’re looking for a way to introduce financial literacy to your students, LVECU can help! We have a financial literacy resource available through our website called Practical Money Skills for Life. You can find Practical Money Skills for Life on our Links page, click on the ‘For Educators’ tab (or follow the link below), and you will have access to teaching guides and lesson plans for students grades K-12 and beyond. It’s a great resource, it’s FREE, and it’s just one more benefit of being a LVECU member!
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Board of Directors Election 2014 ... Your Chance to Make a Difference!
Elections for the 2014 Board of Directors will be here before you know it. Make sure to let your voice be heard by voting for the credit union leaders who will work for you.
To become even more involved, you can contribute your time and talents by running for one of these positions. Any member in good standing who would like to be nominated for the positions available may send a letter of introduction (100 words or less) to: Nomination Committee, c/o LVECU, 3720 Hamilton Blvd., Allentown, PA 18103. The deadline for receiving letters is November 23, 2013. Ballots and biographies will be mailed (if necessary) to all members age 12 and over after the close of nominations.
By a resolution of the Board of Directors, incumbent directors will be automatically re-nominated if they wish to run. The Nominating Committee may nominate one additional person for each position. Anyone not nominated by the committee may have his/her name added to the ballot for any position by submitting a nominating petition with the signatures of 25 LVECU members. Petitions are available at the LVECU Main Office.
Nominees must be members in good standing as defined by the following criteria: all entrance fees have been paid, all loans with the Credit Union are current, and the Credit Union has suffered no losses as a result of a charge-off or discharge in bankruptcy of any loans or obligations.
CU Succeed (ages 13-17)
Our 1st & 2nd quarter CU Succeed drawing winners were Loren Schneider and Ariana Brown. Both girls received a $100 deposit to their account! Want a chance to win? Just fill out an entry blank next time you visit either office. You can also visit our website and link to the CU Succeed website for helpful information on budgeting, building good credit, games and more.
2014 Scholarships
LVECU will be awarding ten $1,000 scholarships to members who will be full-time undergraduate students during the upcoming 2014-2015 school year. Applications will be available November 1, 2013 on our website or at either office.
Children’s Christmas Party (ages 10 and under)
Before you know it, the holidays will be here! Save the date for the Children’s Christmas Party which will be held on Saturday, December 7th at Trexler Middle School.
Children enjoy a snack & juice, craft bag, and the opportunity to sit on Santa’s lap and tell him what they want for Christmas! Watch your mail for more information. This event is limited to the first 300 members age 10 & under to register. Look for your invitation in the mail and sign-up early.
2013 Holiday Loan
Don’t charge up your credit cards again this holiday season. Instead, try LVECU’s low interest Holiday Loan for all those extra expenses. With rates as low as 3.99%* apr for 12 months, you can borrow from $500 to $2,500.
*You pay $85.15 per month for every $1,000 borrowed. Not all applicants will qualify and your actual rate may vary. Rates subject to change.
Spot & Avoid Water-damaged ‘Sandy Cars’
NORTH PALM BEACH, Fla. (8/20/13)—Warning to bargain hunters on used-car lots: More than 212,000 flood-damaged cars, many of them from Superstorm Sandy, are making their way across the country and could end up in a dealership near you, according to new data from Carfax (Bankrate.com Aug. 7).
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Credit Unions Unite for Good
On October 17, 2013, credit unions in 100 countries will celebrate International Credit Union (ICU) Day® by joining together and celebrating their cooperative spirit.
Unlike many banks, we at LVECU are not in business to make a profit. Credit unions all over the world are a united front focused on you, the members, with an unwavering belief in the “people helping people” philosophy upon which we were built.
In the U.S., we’re known as credit unions, but across the world, we go by many names…co-operative societies, cooperativas, and caisses populaires to name a few.
This year, the cooperative spirit is coming to the Falkland Islands. Currently, one bank branch operates there, but the 2,300 workers find access to credit limited. Through the World Council of Credit Unions, staff from a U.S. credit union are assisting in the development of a credit union that can help the business that were refused bank financing.
Sometimes, starting a credit union isn’t enough. In Kenya, more than a million children have lost parents to the AIDS. Many U.S. credit unions are supporting an orphanage in the town of Busia. The program provides food and security to these orphans, as well as financial access to the surrounding community.
Off the southern coast of India, women rice farmers in Sri Lanka are recovering from devastating floods in 2011 and growing their businesses with the help of both farming and financial training through a joint agribusiness and credit union program. Profits are up and so are savings thanks to a new infrastructure to safeguard deposits. Now, small branches collect savings through children’s clubs and school programs. In one district, volunteer members hike daily to the local market to collect deposits.
Here too, in the U.S., credit unions are looking after their members.
One small credit union, made up only of descendants of Manley and Lucy Williams is helping members buy new cars, raise families, and pay for college. Credit unions often think of their members as family, and in this case they literally are.
Whether on a small or large scale, doing good is something credit unions take seriously. Some large credit unions are able to pull together funding from millions of members to improve housing, healthcare, and education in local communities and the world. Be it in the form of scholarships or interest-free loans, it’s still people helping people.
The credit union movement is a united force based on camaraderie, cooperation, and collaboration. That’s why, at a credit union, you are never a number — you are a member, and we are here to serve you.
Copyright 2013 Credit Union National Association Inc. Information subject to change without notice. For use with members of a single credit union. All other rights reserved.
Join us in celebrating International Credit Union Day
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