A new year brings change, and now’s the time to change your financial outlook with a visit to LVECU for a credit report review. Discover how you can achieve financial stability, lower monthly payments and save money!
Stop into one of our offices and sit down with a Member Service Representative for your Free Credit Report review. Find out what your credit score is and if we can help you consolidate debt and lower your monthly payments. We offer great competitive rates on new and used auto loans, home equity loans, personal loans, credit cards and more.

Call 610-820-0145 or visit www.lvecu.org for current rates and let us help you travel in the right direction!

Eligibility requirements apply. Rates are determined by an evaluation of the applicant’s credit. Some restrictions apply. Offer expires 1/31/14.

Is your financial institution starting to charge checking account fees? Minimum Balance Fees Overdraft from Savings Fees Monthly Maintenance Fees Kiss them goodbye with a checking account from LVECU! NO Minimum Balance Fees NO Overdraft from Savings Fees NO Monthly Maintenance Fees

And more… Like a Visa® Debit Card with access to over 55,000 nationwide surcharge- free ATMs FREE Homebanking FREE Bill Pay Don’t put it off any longer! Bring your checking account to LVECU and you won’t be disappointed.

Inclement Weather

Due to inclement weather, the credit union may adjust its hours of operation. Before heading out on the road, please call the credit union office, check the website, or log on to the WFMZ website for the most up-to-date closing information.

CU Succeed (ages 13-17)

Congratulations to our $100 CU Succeed 3rd Quarter Drawing winner, Dylan Krueger. All you need to do is enter whenever you visit the credit union, and you could be our next $100 winner.

Children’s Christmas Party (ages 10 and under)

We held our Annual Children’s Christmas Party on Saturday, December 7th at Trexler Middle School.

Children were able to have their picture taken with Santa and Mrs. Claus. They also received an activity bag, snacks and a gift. Staff and members alike look forward to this event every year, and a fun time was had by all.

 

Annual Meeting Invitation

You are invited to attend the LVECU Annual Meeting. The business meeting is an opportunity for you to voice your concerns, to ask questions, and let your opinion be heard. You are not only a member at LVECU, you are an owner.

Remember, your participation is important for the growth and strength of the credit union movement.

To sign up, just complete the reservation form below and return it by March 7th, 2014. A wonderful breakfast buffet will be provided. See you there! Please include the name(s) and the last 2 digits of the account number(s) of each member attending.

 

Click here for a printable registration form.

Windows XP End of Life Date is April 8, 2014

What does this mean for you?

Every Windows product has a lifecycle. The lifecycle begins when a product is released and ends when it’s no longer supported or sold.

End of support

End of support refers to the date when Microsoft no longer provides automatic fixes, updates, or online technical assistance. This is the time to make sure you have the latest available service pack installed. Without Microsoft support, you will no longer receive security updates that can help protect your PC from harmful viruses, spyware, and other malicious software that can steal your personal information. For more information go to Microsoft Support Lifecycle.

To help ensure all your financial information is secure, it is recommended that you upgrade to Windows 7 or Windows 8.

Giving Back

During October, we sold cutouts for ALS and raised $109 from staff and member donations. LVECU matched those funds for a total of $218 donated to ALS.

 

 

2014 Scholarships Applications now being accepted!

LVECU will once again be offering ten $1,000 scholarships!

Applicants must be a member in good standing (custodial accounts and joint owners do not qualify) and be enrolled full-time for the upcoming semester as a student of an undergraduate program, or a minimum two-year course of study at a community college, trade school, or technical school. Scholarship certificates will be awarded at the LVECU Annual Meeting on March 15th, and the winners will receive their scholarship funds following the Fall 2014 semester, provided they meet the scholarship guidelines.

Please stop in to either office or visit our website for complete details and to pick up your application. Applications will be accepted through January 31, 2014.

Online Financial Tools for LVECU Members & Educators

New Classroom Curriculum for 9-12 Grade Students

Engage your 9-12 grade students in our new financial literacy curriculum with 22 comprehensive, standards-aligned lessons on money management.

Looking for Teaching Resources?

Click here for free comic books, DVDs, games and more to help you teach personal finance to your students.

Plus, don’t forget to check out these great links:
Guides in Independence™ • Googolplex • Home & Family Finance^® Resource Center • MoneyMix™

Mobile e-Tran Access Coming Soon! Check the website for updates.

Important Information About Your IRA

2014 Retirement Contribution Limits

The IRS has announced 2014 contribution-limit changes for several types of retirement plans.

Some pension limitations will remain unchanged because the increase in the Consumer Price Index did not meet the statutory thresholds for their adjustment.

However, other pension plan limitations will increase for 2014. For highlights of what will change and what will not, visit click here.

April 15, 2014 is the last day to make Traditional or Roth IRA deposits for the 2013 tax year. When mailing IRA deposits always indicate the tax year you would like the deposit contributed. Statements for IRA balances will be mailed by May 31, 2014.

LVECU is saddened to announce the passing of Barbara Bold in October, a long time member of the Supervisory Committee. Mrs. Bold generously gave of her time to serve the credit union and always had a friendly greeting for all and a smile on her face. She will be sorely missed. We send our condolences to her family.